financial planner

what is a financial planner duty or job? to help or assist people who do not know how to plan their finance..

that's at least what i think their job suppose to be

i met with this financial planner.. advising me what i should do or how i should do it

not really judging on that ability.. however the interesting part is.. this person speak what he wants to speak.. he does not gather information from me nor does he digest what i am saying

he just keeps going about retirement, money saving, inflation rate, property value.. even property value.. how much i am making.. yes, on how much i make too under his definition

why time and time i lose respect to all this financial planner is because despite them holding this tag.. they do not in anyway display that professionalism at all.. to me, i want to hear to listen to something new or something that i do not know.. not something i already knew..

definitely not telling me what to do.. for i think this very individual lack the information needed to go for that "hot button"

put aside those scare tactic about EPF, salary, inflation, saving, fix deposit.. i am not at all interested to know about those..

i believe a good financial planner should first gather information.. digest properly.. before propose anything..

seriously??

not that i am any excellent planner myself.. but i think i know what i want and where i want to be years down the road or when i'm old

i don't let anybody blind side me into stop those thing.. i knew if i do not get the job done now.. the road will just get tougher and tougher and i'm just going to get tired and irritated about it..

there is no such thing as easy way out

either you go for the sweetness now and bitter later

or bitter now and sweetness later

some say we should spread it all out.. so it wouldn't be too sweet in the beginning nor will it be too bitter in the end

that's like drinking mineral water.. or just plain water

we live once and why not just try to go all out in getting that sweetness.. what is there to lose if we try to get that sweetness??

maybe some bitterness if we fail and we get back to the plain water

if we succeed probably there will be a lot of bitterness however there will be sweetness in it too..

and that's what or how life suppose to be..

at least that's what i think..

my dad told me i should live by this quote that one generation should get better by the next generation

going from my grandpa that sell balloon by the road side to my dad that now owns a luxury sedan and also a house.. i should according to the quote to keep raising the bar.. not much but at least i should raise it.. tough road it is.. but i knew there is no wrong with that quote